Every superannuation “Fund” is a actually a “trust” and it must be governed by a “trust deed”. A trust deed spells out the rules for a trust, about who makes decisions, what it may and may not do, what investments it may make or may not make. Where the trust deed deliberately includes guidelines about [...]

In Australia it can greatly aid your sense of what is going on if you have a little of the history of superannuation. I will keep it light. It is more interesting than you might imagine. Until “the early 1980′s” the only people who had any real superannuation worked on “staff” for large companies or [...]

The main types of Super Funds are classified by who runs them or offers membership in them. Apart from that there are really only very minor differences. Each type of fund may have the same range of investments and the same basic costs and in every type the investments may be managed by people employed [...]