The Team

PAUL MELENG                    “It is about a whole team.”

Wrote a book in 1985 with accountant  Murray Davey about the basics of money management and saving, and sold well over 30,000 copies by direct sale, group sale and word of mouth.

In 1986  passed exams as Australian Certified Investment Planner

Refreshed formal qualifications under the new Financial Services Act with  Diploma in Financial Planning in 2004.

A Listed Products accreditation course (about all the “products” on the Stock Exchange) was completed in 2010 and studies continue always.

Authorised representative of Dover Financial Advisers.

 

DULCIE BRIDGES   Bsc Maths , Computing.

Several years real experience in large firms and studies in the world of accounting before some years of full time parenting then returning to part time work with us.
Job description is to “take every  office job possible off Paul and do it better”. So far so good.

Also MYOB trained and responsible for all of our accounts book keeping to the quality standards required to be a recommended senior bookkeeper by DBA Accountants. Does the same for another of our family businesses and several private estate trusts we manage. Assists clients with similar matters.

DOVER Financial Advisers Pty Ltd

Dover is based in Melbourne and is 100% owned by the McMasters’ group of accountants and solicitors.   They have no connection with any bank, insurance company or fund manager.

Dover emphasises strict compliance with the Corporations Act 2001, and related regulations, and supporting its representatives in providing high quality, informed and competent financial product advice to their retail clients.

Dover does not pressure us to recommend specific financial products or meet any minimum funds under management or sales quotas. There are no bonuses, overseas trips or prizes.  We run our business our way with our own ethics and Dover checks our legal compliance and quality control.

Dover rebates 100% of all fees and commissions and similar payments to us and Dover’s only source of revenue is the fixed fees we pay them.

Access to the skills and experience of McMasters’ professional staff of planners, accountants, lawyers and other specialists extends and completes for us the full range of services needed to run a comprehensive financial planning service of the highest standards while having only a small (but experienced) front line  team ourselves.

This depth of support establishes us as the principal advisor to our clients on all relevant business and financial issues.

For Self Managed Superannuation Fund work our advisers can access the resources of one of Australia’s largest SMSF administration services as well as Dover’s specialist SMSF solicitors.

Our Dover’s representative agreement makes it clear that our clients are OUR clients. Dover does not contact our clients directly unless this is needed to comply with the Corporations Act and related legislation and regulations.

Dover supports us to support you.

Dover Financial Advisers Pty Ltd AFSL 307248
ABN 87 112 139 321
71 Tulip Street
Cheltenham Victoria 3192
Telephone: 03 9583 6533
Facsimile: 03 9583 6733

DBA Accountants

See www.dbagroup.com.au
The professional relationship since 1984 that is based on integrity and mutual respect  has no contract nor any fees for referrals. Each refers to other advisers or other accountants where appropriate for the client but the respect has stood the test of time and client satisfaction for over 25 years.

DBA specialise in supporting small businesses, and being pro-active about their client’s goals rather than just writing the history of last year’s business for the tax return.

They have a strong understanding of the financial planning issues and principles we work with, thus aiding integration of our advice with our clients business and taxation work.

The DBA office at 774 Beaufort St in Mt Lawley just a few km north of the Perth CBD is sometimes used by Paul to meet with clients

Kaplan Education Pty Ltd

Kaplan is a leading provider of accredited education and professional development solutions for the financial services sector. They provide us with the mandatory amount of Continuing Professional Development (CPD) every month., keeping us up to date with all the main issues and rule changes.   We add more.