MONEYSMART about Super

On December 19, 2011, in Educational, Super, by paul

Here is one where the Government actually gets it right. https://www.moneysmart.gov.au/ I can recommend this as a sound source of reference.  Have a look at Publications and the booklet on Superannuation.  It  is a good starter in very clear language.

 

Price and Value of Advice

On November 20, 2011, in Educational, Super, by paul

As an investor, what might a successful professional relationship with a financial planner mean? What are you prepared to pay for it?   What is “Advice” anyway ? Robin Bowerman, Principal, Corporate Affairs & Market Development at Vanguard Investments Australia makes many good points in the following piece.  The confusion though, as you will see later, [...]

 

food, energy, utilities push up retirement costs

On November 15, 2011, in Super, by paul

Association Superannuation Funds Australia (ASFA) : Retirement costs on the rise This story was found at: http://www.financialstandard.com.au/news/view/12490143 Tuesday, 15 November 2011 12:30pm    By Rachel Davis | In Superannuation A couple looking to achieve a comfortable retirement will need to spend $55,316 a year, while those seeking a ‘modest’ retirement lifestyle need to spend $31,767 [...]

 

Australia’s retirement system is world number 1

On November 14, 2011, in Super, by paul

Australia’s retirement system the most sustainable in the world Monday, 14 November 2011 12:20pm By Rachel Davis  of the Financial Standard | In Superannuation Australia has been ranked as having the best prepared retirement savings system followed by Sweden, Denmark, New Zealand and the Netherlands, according to Allianz Global Investors. The Allianz Global Investors Pension [...]

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About Trust Deeds and Super

On July 1, 2010, in Educational, Super, by Mike Giles

Every superannuation “Fund” is a actually a “trust” and it must be governed by a “trust deed”. A trust deed spells out the rules for a trust, about who makes decisions, what it may and may not do, what investments it may make or may not make. Where the trust deed deliberately includes guidelines about [...]

 

History of Super

On July 1, 2010, in Educational, Super, by Mike Giles

In Australia it can greatly aid your sense of what is going on if you have a little of the history of superannuation. I will keep it light. It is more interesting than you might imagine. Until “the early 1980′s” the only people who had any real superannuation worked on “staff” for large companies or [...]

 

Types of Super Funds

On July 1, 2010, in Educational, Super, by Mike Giles

The main types of Super Funds are classified by who runs them or offers membership in them. Apart from that there are really only very minor differences. Each type of fund may have the same range of investments and the same basic costs and in every type the investments may be managed by people employed [...]

 

Paul’s Plain Talk Super Primer

On June 1, 2010, in Educational, Super, by Mike Giles

A lot of us feel ill informed and a bit “confused” about superannuation. No ! You are NOT stupid. “experts just want you to keep feeling that way.” There are basic things left unexplained to most people and this makes it difficult to make any sense out of whatever else we read or hear. Like [...]

 

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